Gina Cimineri, CLTC

Financial Representative
Gina Cimineri

Office: 301-452-3453

1445 Research Blvd
Ste 520
Rockville, MD 20850-6109

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Dividend Announcement

Northwestern Mutual recently announced a dividend payout for 2010 of more than 4.7 billion dollars - the second largest in our company history - for clients who own life, annuity, DI and long-term care policies.

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Consistency Counts Scorecard

As in golf, the low score wins the game. Find out how Northwestern Mutual’s performance ranks relative to the competition. In times like these, it’s nice to know that Northwestern Mutual isn’t just strong — it’s consistently strong.

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Consistency Counts

Strength on its own can be impressive. When consistency is added, that’s when it becomes real. At Northwestern Mutual, we’ve been able to deliver real strength for over 150 years. Put our strength to work for you.

Strength that works.

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

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Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Themint.org – Financial Literacy for Kids

An interactive Web site designed to help parents raise "money smart" kids. Visit this award-winning site for fun activities, games, and challenges for students; tips for parents; and extensive resources for teachers. Sponsored by Northwestern Mutual.

Click here to visit the site

Many people look back on their lives with regret; not for the things they have done, but for the things they have left undone. They find they are more successful than they thought they would be and saved less than they intended. They find themselves in situations that are more complex and less predictable than they anticipated.

That is where Gina Cimineri comes in. Gina Cimineri takes the time to get to know you and your preferences. Gina Cimineri can help you anticipate and prepare for the bestand worst scenarios. The relationship Gina Cimineri establishes with you enables her to provide you with the guidance you need to make the right choices. Gina Cimineri can provide the partnership you can rely on when making the most important decisions of your life. Gina then serves as a guide for them, helping to design financial solutions, and holding her clients accountable as they implement each piece of their vision.

"I've never felt more at ease discussing my financial future then I have with Gina Cimineri. Her ability to completely break down the benefits to me is phenomenal. I recommend that anyone, at any level, seek Gina's kind and thorough expertise."

- Lakisha Bosan, Marketing Executive and Current Client

"My husband and I are business owners. We truly appreciate Gina's professionalism and punctuality. She is very friendly, thoughtful, and always eager to help us in our business ventures. We highly recommend her services."

 - Abigail de Casanova, Fashion and Accessories Designer and Current Client 

Featured Articles:

  • Tax Advantages of Permanent Life Insurance: The main reason for buying life insurance is to make sure that your loved ones are financially secure in the event of your death, no matter the state of the economy or the health of the financial markets. However, life insurance gives you other advantages as well, and they relate to taxes.
  • Savings for Retirement: Your savings is your insurance for the futureand the longer you wait, the less money you could have working for you. Remember, starting early is best, but it's never too late to begin.
  • Women Investors- Conquering the World of Finance:  Gone are the days when a woman was dependent on a man for a financially secure future. They are single handedly creating their own money-wise ways. Women in all positions of life—single, married, divorced, full-time workers, stay-at-home moms—are playing a bigger role in managing their (and their family's) finances—and they're winning
  • Why Now is the Time for Disability Insurance: The recent financial turmoil in the economy make this an excellent time to review just what funds you would have available to meet your financial obligations if your income stopped and life went on.

Other Sites of Interest:

  • Financial Checkup: This checkup is a first step at helping you evaluate your financial health and identify any "early warning signs." By asking a few questions about your saving and financial behaviors, it can offer a diagnosis and remedies. As you progress through the questions, keep in mind that there are no "right" answers. The goal is to assess your current financial strengths and risks. Answer the questions honestly. It shouldn't hurt a bit. 
  • St. Bonaventure University:  My Alma Mater - Valuing Knowledge, Integrity and Community

 

My Mission

As a Northwestern Mutual Financial Network Representative, in all situations I will make those recommendations which I would do for myself and my family if faced with a similar situation.

By matching your needs with innovative solutions utilizing world-class insurance services and internationally recognized investment products, I will do my best to help you protect and provide for those people you care about most. I will work hard to build a relationship with you based on trust and integrity, always striving to provide you with the same level of ethical service that I would expect for myself.


Northwestern Mutual Financial Network

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of the Northwestern Mutual Financial Network, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.